Who Are Novuna?

Operating for over 40 years, Novuna Personal Finance (previously Hitatchi) are one of the UK's leading personal finance companies. https://www.novunapersonalfinance.co.uk/about-us/

How It Works

Personal finance is personal. This is why Cardiff Marble proud to be able to offer a number of payment options to suit our customers.

Step 1
Select the surface of your dreams and finalise your order and preferred payment options.

Step 2
In your own time, complete the finance application giving Novuna a few personal details.

Step 3
Movuna will give you a decision straight away and let you know if you have been approved.

Step 4
We install the surfaces of your dreams and your finance agreement starts.

Examples

Standard Payment

50%Deposit

Total Price £3,200
Deposit £1,600
Balance £1,600
Due 5 working Days Prior to Installation
Total Amount Payable £3,200

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Buy Now, Pay Later

10%Deposit

Purchase Price £3,200
Deposit £320
Loan Period 60 Months
0% If Settled In First 12 Months
APR 14.9%
48 Monthly Payments of £89.34
Total Amount Payable £4,608.32

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Terms & Conditions
Cardiff Marble is a credit broker not a lender. Novuna Personal Finance is a trading style of Mitsubishi HC Capital UK PLC.
A minimum of 10% deposit is required with a minimum order value of £3,000.00. Minimum loan amount, after deposit, of £500.00. Maximum loan amount available £25,000.00.
Finance is subject to application, financial circumstances and borrowing history.
When selecting the BNPL, if settled within the 12 month deferred period you will not be charged interest. An early settlement fee of £29, in addition to the loan amount, is applicable.
As our product is completely bespoke and unique to your kitchen sizes and dimensions, you waiver your right to cancel your order once manufacturing has commenced.
Any additional items added to your order after your finance is accepted must be settled directly with Cardiff Marble.